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Banks push credit and debit card usage because they make money from merchants and from you, through transaction fees and interest, in some cases.

That's because balances are often reported to the credit bureaus mid-billing cycle.

Having traveled in and out of the country on numerous occasions during my days living in Mauritius (a small island country east of Madagascar, in the middle of the Indian Ocean), I grew an appreciation for the silky smooth brown skin tones of the people that live in this country.

Not everyone who pays with plastic is going to spend more than they planned.

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